/* Apply Only Once – Fintech-style UI: premium, minimal, high-end */
/* Bootstrap and Montserrat are loaded async in HTML to avoid render-blocking */

:root {
  /* Fintech palette: accent teal/cyan, soft surfaces, no harsh borders */
  --primary: #0d9488;
  --primary-dark: #0f766e;
  --primary-pastel: rgba(13, 148, 136, 0.12);
  --primary-light: rgba(13, 148, 136, 0.18);
  --link: #0891b2;
  --link-hover: #0e7490;
  --link-bg: rgba(8, 145, 178, 0.08);
  --secondary: #475569;
  --secondary-pastel: #f1f5f9;
  --bg: #ffffff;
  --bg-surface: #ffffff;
  --bg-elevated: #ffffff;
  --bg-nav: rgba(255, 255, 255, 0.92);
  --nav-text: #0f172a;
  --nav-text-hover: #0d9488;
  --nav-shadow: 0 1px 0 rgba(0, 0, 0, 0.04), 0 4px 12px rgba(0, 0, 0, 0.04);
  --text: #0f172a;
  --text-secondary: #475569;
  --text-muted: #64748b;
  --border: rgba(0, 0, 0, 0.06);
  --border-light: rgba(0, 0, 0, 0.04);
  --card-bg: #ffffff;
  --card-border: rgba(0, 0, 0, 0.06);
  --home-hero-bg: #ffffff;
  --home-card-bg: #ffffff;
  --home-card-accent: rgba(13, 148, 136, 0.08);
  --heading-accent: #0f766e;

  /* Spacing (8px base) – slightly more whitespace */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;

  /* Typography & radius – single font, rounder corners */
  --font: 'Montserrat', sans-serif;
  --bs-body-font-family: var(--font);
  --radius-sm: 10px;
  --radius: 14px;
  --radius-lg: 18px;
  --radius-xl: 22px;

  /* Elevation – soft, layered shadows (no harsh borders) */
  --elevation-1: 0 1px 2px rgba(0, 0, 0, 0.04), 0 4px 12px rgba(0, 0, 0, 0.04);
  --elevation-2: 0 4px 12px rgba(0, 0, 0, 0.06), 0 8px 24px rgba(0, 0, 0, 0.05);
  --elevation-3: 0 12px 28px rgba(0, 0, 0, 0.08), 0 4px 12px rgba(0, 0, 0, 0.04);
  --elevation-glow: 0 0 0 1px rgba(13, 148, 136, 0.2), 0 8px 24px rgba(13, 148, 136, 0.12);

  /* Transitions – smooth micro-interactions */
  --transition-fast: 0.18s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 0.22s cubic-bezier(0.4, 0, 0.2, 1);
}

* { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  overflow-x: hidden;
  font-family: var(--font);
}

body {
  margin: 0;
  min-width: 0;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  font-family: var(--font);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

/* Single font across site: everything inherits Montserrat from body */
*, *::before, *::after { font-family: inherit; }

a { color: var(--link); text-decoration: none; transition: color var(--transition-fast); }
a:hover { color: var(--link-hover); text-decoration: underline; }

/* ========== Header & Nav – floating capsule ========== */
.site-header {
  width: fit-content;
  max-width: 95%;
  margin: 24px auto 0 auto;
  padding: 10px 24px;
  min-height: 44px;
  box-sizing: border-box;
  display: flex;
  align-items: center;
  border-radius: 999px;
  background: var(--bg-nav);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.12);
  transition: box-shadow var(--transition-normal);
}

.site-header-inner {
  display: flex;
  flex-wrap: nowrap;
  align-items: center;
  gap: 20px;
  white-space: nowrap;
}

.site-logo {
  font-weight: 700;
  font-size: 1.25rem;
  letter-spacing: -0.02em;
  color: var(--nav-text);
  flex-shrink: 0;
}
.site-logo a {
  color: inherit;
  text-decoration: none;
  transition: opacity var(--transition-fast);
}
.site-logo a:hover {
  opacity: 0.9;
  text-decoration: none;
}
.site-logo:hover {
  color: var(--nav-text-hover);
}

.site-nav {
  display: flex;
  flex-wrap: nowrap;
  align-items: center;
  gap: 14px;
  flex-shrink: 0;
  margin-left: auto;
}
.site-nav a {
  color: var(--nav-text);
  font-size: 0.85rem;
  font-weight: 500;
  padding: 6px 14px;
  white-space: nowrap;
  border-radius: 999px;
  transition: all 0.2s ease;
  border-bottom: none;
  text-decoration: none;
}
.site-nav a:hover {
  color: var(--nav-text-hover);
  background: var(--primary-pastel);
  text-decoration: none;
  filter: none;
  opacity: 1;
}
.site-nav a.active {
  color: var(--nav-text-hover);
  font-weight: 600;
  background: var(--primary-pastel);
  text-decoration: none;
}
.site-nav a:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 2px;
}

/* Optional CTA in nav – pill style, contrasting */
.site-header-inner .nav-cta,
.site-header .nav-cta {
  display: inline-flex;
  align-items: center;
  padding: 8px 18px;
  border-radius: 999px;
  font-weight: 500;
  text-decoration: none;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
  background: var(--bg-elevated);
  color: var(--nav-text);
  border: 1px solid var(--border);
}
.site-header-inner .nav-cta:hover,
.site-header .nav-cta:hover {
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}
.site-header-inner .nav-cta:focus-visible,
.site-header .nav-cta:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 2px;
}

/* Hamburger: hidden on desktop */
.nav-hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  padding: 10px;
  background: transparent;
  border: none;
  cursor: pointer;
  color: var(--nav-text);
  border-radius: var(--radius);
  transition: background 0.2s ease, color 0.2s ease;
}
.nav-hamburger:hover {
  background: var(--primary-pastel);
}
.nav-hamburger:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 2px;
}
.nav-hamburger-bar {
  display: block;
  width: 24px;
  height: 2px;
  background: currentColor;
  border-radius: 1px;
}

/* Mobile dropdown – hidden on desktop */
.nav-dropdown {
  display: none;
}

/* ========== Main content ========== */
main {
  flex: 1;
  max-width: 1100px;
  width: 100%;
  margin: 0 auto;
  padding: var(--space-8) var(--space-6);
  min-height: 60vh;
  min-width: 0;
  background: var(--bg);
}

main h1 {
  font-size: 1.875rem;
  font-weight: 700;
  letter-spacing: -0.025em;
  margin: 0 0 var(--space-6);
  line-height: 1.25;
  color: var(--text);
}

main h2 {
  font-size: 1.375rem;
  font-weight: 600;
  letter-spacing: -0.02em;
  margin: 0 0 var(--space-4);
  color: var(--text);
}

main h3 {
  font-size: 1.125rem;
  font-weight: 600;
  margin: 0 0 var(--space-3);
  color: var(--text);
}

/* ========== Quick overview page – timeline connects headings only; body nested ========== */
.overview-flow {
  position: relative;
}
.overview-flow::before {
  content: '';
  position: absolute;
  left: 7px;
  top: 12px;
  bottom: 12px;
  width: 2px;
  background: var(--heading-accent);
  border-radius: 1px;
  z-index: 0;
}
.overview-flow-step {
  position: relative;
  padding-bottom: var(--space-6);
  z-index: 1;
}
.overview-flow-step:last-child {
  padding-bottom: 0;
}
/* Head: dot + heading only (on the timeline) */
.overview-flow-head {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  padding-left: 0;
}
.overview-flow-marker {
  flex-shrink: 0;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--heading-accent);
  border: 3px solid var(--bg);
  box-shadow: 0 0 0 1px var(--heading-accent);
}
.overview-section-title {
  font-size: 1.25rem;
  font-weight: 600;
  margin: 0;
  color: var(--heading-accent);
  line-height: 1.35;
}
/* Body: subheading + bullets nested under head (off the timeline) */
.overview-flow-body {
  margin-top: var(--space-3);
  margin-left: calc(16px + var(--space-4));
  padding-left: var(--space-4);
  position: relative;
  background: var(--bg);
  z-index: 1;
}
.overview-subtitle {
  font-style: italic;
  color: var(--text-secondary);
  font-size: 0.875rem;
  margin: 0 0 var(--space-3);
  line-height: 1.5;
}
.overview-section-card {
  padding: var(--space-4) var(--space-5);
}
.overview-points {
  margin: 0;
  padding-left: var(--space-6);
  list-style: disc;
}
.overview-point {
  margin-bottom: var(--space-2);
  color: var(--text);
  line-height: 1.6;
  font-size: 0.9375rem;
}
.overview-point:last-child {
  margin-bottom: 0;
}

/* ========== Pro-Tips page – section, sub-heading, intro, table, bullets ========== */
.protips-section {
  margin-bottom: var(--space-6);
}
.protips-section-title {
  font-size: 1.25rem;
  font-weight: 600;
  margin: 0 0 var(--space-2);
  color: var(--heading-accent);
  line-height: 1.3;
}
.protips-section-intro {
  font-size: 0.9375rem;
  color: var(--text-secondary);
  margin: 0 0 var(--space-3);
  line-height: 1.45;
}
.protips-sub-title {
  font-size: 1.0625rem;
  font-weight: 600;
  margin: var(--space-3) 0 var(--space-2);
  color: var(--text);
  line-height: 1.3;
}
.protips-para {
  margin: 0 0 var(--space-3);
  color: var(--text);
  line-height: 1.45;
  font-size: 0.9375rem;
}
.protips-bullets {
  margin: 0 0 var(--space-3);
  padding-left: var(--space-6);
  list-style: disc;
}
.protips-bullet {
  margin-bottom: var(--space-1);
  color: var(--text);
  line-height: 1.45;
  font-size: 0.9375rem;
}
.protips-bullet:last-child {
  margin-bottom: 0;
}

/* Pro-Tips table – compact, fit content */
.protips-table-wrapper .data-table,
.pro-tips-table {
  width: max-content;
  max-width: 100%;
  font-size: 0.8125rem;
  table-layout: auto;
}
.protips-table-wrapper .data-table th,
.protips-table-wrapper .data-table td,
.pro-tips-table th,
.pro-tips-table td {
  padding: var(--space-2) var(--space-3);
  line-height: 1.4;
  white-space: normal;
}
.protips-table-wrapper .data-table th,
.pro-tips-table th {
  font-size: 0.75rem;
}

/* Quick overview page – two-column layout, roadmap at extreme right */
.quick-overview-main {
  max-width: none;
  width: 100%;
  padding-left: var(--space-6);
  padding-right: 0;
}
.quick-overview-main .page-intro {
  margin-bottom: var(--space-6);
}
.quick-overview-layout {
  display: flex;
  gap: var(--space-8);
  align-items: flex-start;
  margin-top: var(--space-6);
  width: 100%;
}
.quick-overview-left {
  flex: 1 1 auto;
  min-width: 0;
  max-width: 100%;
}
.quick-overview-right {
  flex: 0 0 380px;
  width: 380px;
  margin-left: auto;
  margin-right: 0;
  padding-right: var(--space-6);
  position: sticky;
  top: calc(var(--space-4) + 60px);
  box-sizing: border-box;
}

/* Roadmap – timeline UI */
.roadmap-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--heading-accent);
  margin: 0 0 var(--space-2);
  line-height: 1.3;
}
.roadmap-intro {
  font-size: 0.875rem;
  color: var(--text-secondary);
  margin: 0 0 var(--space-5);
  line-height: 1.5;
}
.roadmap-timeline {
  list-style: none;
  margin: 0;
  padding: 0;
  position: relative;
}
.roadmap-timeline::before {
  content: '';
  position: absolute;
  left: 7px;
  top: 12px;
  bottom: 12px;
  width: 2px;
  background: var(--heading-accent);
  border-radius: 1px;
}
.roadmap-step {
  position: relative;
  padding-left: var(--space-8);
  padding-bottom: var(--space-5);
}
.roadmap-step:last-child {
  padding-bottom: 0;
}
.roadmap-marker {
  position: absolute;
  left: 0;
  top: 6px;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--heading-accent);
  border: 3px solid var(--bg);
  box-shadow: 0 0 0 1px var(--heading-accent);
  flex-shrink: 0;
}
.roadmap-step-content {
  background: var(--card-bg);
  border: 1px solid var(--card-border);
  border-radius: var(--radius-lg);
  padding: var(--space-4) var(--space-5);
  box-shadow: var(--elevation-1);
  transition: box-shadow var(--transition-normal), border-color var(--transition-normal), transform var(--transition-fast);
}
.roadmap-step-content:hover {
  box-shadow: var(--elevation-2);
  border-color: var(--border);
  transform: translateY(-1px);
}
.roadmap-step-heading {
  font-size: 1rem;
  font-weight: 600;
  color: var(--text);
  margin: 0 0 var(--space-2);
  line-height: 1.35;
}
.roadmap-step-heading .roadmap-time {
  display: block;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--heading-accent);
  margin-top: 2px;
}
.roadmap-step-desc {
  font-size: 0.875rem;
  color: var(--text-secondary);
  line-height: 1.55;
  margin: 0;
}

/* ========== Homepage – hero + CTA ========== */
main.home-main {
  flex: 0 0 auto;
  min-height: 0;
  text-align: center;
  max-width: 1400px;
  width: 95%;
  margin: 0 auto;
  background: var(--home-hero-bg);
  padding-top: var(--space-3);
  padding-bottom: var(--space-4);
  padding-left: 16px;
  padding-right: 16px;
}

/* Hero container: full width of main, no extra padding (main provides 16px) */
.home-main .container {
  max-width: none;
  width: 100%;
  padding-left: 0;
  padding-right: 0;
}

/* Headings use full width of hero */
.home-main .container .col-12.col-lg-10.col-xl-9 {
  max-width: 100%;
  flex: 0 0 100%;
}

.home-heading {
  margin: 0 0 var(--space-1);
  font-size: clamp(1.35rem, 2.85vw, 2rem);
  font-weight: 500;
  letter-spacing: -0.03em;
  line-height: 1.2;
  color: var(--text);
  white-space: nowrap;
}

.hero-subheading {
  font-size: 18px;
  font-weight: 600;
  margin: 12px auto 0;
  color: var(--text-secondary);
  text-align: center;
  line-height: 1.5;
  max-width: 90vw;
}

/* Table section: same width as table app so embedded UI matches picture */
.home-table-section {
  width: 100%;
  margin-top: var(--space-3);
}

.home-loan-table {
  margin-top: 0;
  width: 100%;
  padding: 0;
}

/* Don’t constrain or pad the table root – let the table widget own layout (same as table app) */
.home-table-section .home-loan-table {
  max-width: none;
  padding: 0;
}

.home-table-section #loan-table-root {
  overflow-x: hidden;
}

/* Embedded table form: responsive grid – 6 cols desktop, fewer on smaller viewports */
#loan-table-root .aoo-loan-table-wrap .query-card .form-row {
  display: grid !important;
  grid-template-columns: repeat(6, 1fr) !important;
  grid-template-rows: auto auto !important;
  grid-auto-flow: row !important;
  column-gap: 1.25rem !important;
  row-gap: 0.35rem !important;
  align-items: end !important;
  width: 100% !important;
}
#loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:not(.submit-field) {
  grid-row: 1 !important;
  position: relative;
  z-index: 1;
}
#loan-table-root .aoo-loan-table-wrap .query-card .field.submit-field {
  grid-column: 1 / -1 !important;
  grid-row: 2 !important;
  display: block !important;
  text-align: center !important;
  margin-top: 0.15rem !important;
  position: relative;
  z-index: 0;
}
/* Hide Submit button in input section – table runs on input change */
#loan-table-root .aoo-loan-table-wrap .query-card .field.submit-field .btn,
#loan-table-root .aoo-loan-table-wrap .query-card .field.submit-field button[type="submit"] {
  display: none !important;
}
#loan-table-root .aoo-loan-table-wrap .query-card .field.submit-field .count {
  display: block !important;
  white-space: nowrap !important;
  text-align: center !important;
  margin: 0 !important;
}

/* Tablet: 3 columns for form so it fits viewport */
@media (min-width: 769px) and (max-width: 992px) {
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row {
    grid-template-columns: repeat(3, 1fr) !important;
    grid-template-rows: auto auto auto !important;
    column-gap: 1rem !important;
    row-gap: 0.35rem !important;
  }
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(1),
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(2),
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(3) {
    grid-row: 1 !important;
  }
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(4),
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(5),
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(6) {
    grid-row: 2 !important;
  }
  #loan-table-root .aoo-loan-table-wrap .query-card .field.submit-field {
    grid-row: 3 !important;
  }
}

/* Medium desktop: 4 columns */
@media (min-width: 993px) and (max-width: 1200px) {
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row {
    grid-template-columns: repeat(4, 1fr) !important;
    grid-template-rows: auto auto auto !important;
    column-gap: 1rem !important;
    row-gap: 0.35rem !important;
  }
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(1),
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(2),
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(3),
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(4) {
    grid-row: 1 !important;
  }
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(5),
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:nth-child(6) {
    grid-row: 2 !important;
  }
  #loan-table-root .aoo-loan-table-wrap .query-card .field.submit-field {
    grid-row: 3 !important;
  }
}

/* Large desktop: 6 columns */
@media (min-width: 1201px) {
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row {
    grid-template-columns: repeat(6, 1fr) !important;
    grid-template-rows: auto auto !important;
  }
}

.home-nav-links {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  justify-content: center;
  margin-top: var(--space-8);
}

.home-nav-links a {
  color: var(--link);
  font-weight: 600;
  font-size: 0.9375rem;
  padding: var(--space-4) var(--space-6);
  border-radius: var(--radius);
  transition: background var(--transition-normal), color var(--transition-normal), transform var(--transition-fast), box-shadow var(--transition-normal);
  background: var(--home-card-bg);
  border: 1px solid var(--border);
  box-shadow: var(--elevation-1);
  text-decoration: none;
}
.home-nav-links a:hover {
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
  box-shadow: var(--elevation-2);
  transform: translateY(-2px);
  text-decoration: none;
}
.home-nav-links a:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 2px;
}

/* ========== Cards – fintech elevation, hover lift ========== */
.card {
  background: var(--card-bg);
  border: 1px solid var(--card-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  margin-bottom: var(--space-4);
  box-shadow: var(--elevation-1);
  transition: box-shadow var(--transition-normal), border-color var(--transition-normal), transform var(--transition-fast);
}

.card:hover {
  box-shadow: var(--elevation-2);
  border-color: var(--border);
  transform: translateY(-1px);
}

.card:focus-within {
  box-shadow: var(--elevation-2);
}

.card h2, .card h3 { margin-top: 0; }
.card p:last-child { margin-bottom: 0; }

/* Selected card glow (e.g. compare / results selection) */
.card.selected,
.result-card-modern.selected {
  box-shadow: var(--elevation-glow);
  border-color: rgba(13, 148, 136, 0.35);
  background: linear-gradient(180deg, #ffffff 0%, rgba(13, 148, 136, 0.02) 100%);
}

/* ========== Buttons – bold CTAs, fintech primary ========== */
.btn {
  display: inline-block;
  padding: var(--space-3) var(--space-6);
  border-radius: var(--radius);
  font-size: 0.9375rem;
  font-weight: 600;
  cursor: pointer;
  border: none;
  font-family: inherit;
  transition: background var(--transition-normal), box-shadow var(--transition-normal), transform var(--transition-fast);
}

.btn-primary {
  background: linear-gradient(180deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: #fff;
  box-shadow: var(--elevation-1);
}
.btn-primary:hover {
  background: linear-gradient(180deg, #0f766e 0%, #115e59 100%);
  box-shadow: var(--elevation-2);
  transform: translateY(-2px);
  text-decoration: none;
}
.btn-primary:active {
  transform: translateY(0);
}
.btn-primary:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 2px;
}

.btn-secondary {
  background: var(--bg);
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-secondary:hover {
  background: var(--primary-pastel);
  border-color: var(--primary-dark);
  text-decoration: none;
}
.btn-secondary:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 2px;
}

/* ========== Tables ========== */
.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.875rem;
}

.data-table th,
.data-table td {
  padding: var(--space-4) var(--space-5);
  text-align: left;
  border-bottom: 1px solid var(--border);
}

.data-table th {
  background: var(--bg-nav);
  color: var(--text);
  font-weight: 600;
  font-size: 0.8125rem;
  text-transform: none;
  letter-spacing: 0.01em;
}

/* Sticky column headers for all tables */
.table-scroll-wrapper .data-table thead th {
  position: sticky;
  top: 0;
  z-index: 3;
  background: var(--bg-nav);
  box-shadow: 0 1px 0 var(--border);
}

.data-table tbody tr {
  transition: background var(--transition-fast);
}

.data-table tbody tr:hover {
  background: var(--primary-light);
}

.data-table tbody tr:last-child td {
  border-bottom: none;
}

.data-table .num { text-align: right; }

/* Table wrapper – spacing after table */
.table-scroll-wrapper {
  overflow: auto;
  max-width: 100%;
  max-height: 70vh;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--elevation-1);
  margin-bottom: var(--space-6);
  background: var(--card-bg);
}

.table-scroll-inner { min-width: max-content; min-height: min-content; }

/* Content after table – proper spacing */
/* Spacing after table – text should not stick to table */
.table-scroll-wrapper + p,
#table-wrapper + p {
  margin-top: var(--space-6);
}

/* Compare page – table fits viewport, only table scrolls */
main.compare-main {
  display: flex;
  flex-direction: column;
  min-height: 0;
  height: calc(100vh - 64px);
  max-height: calc(100vh - 64px);
  padding: var(--space-4) 16px;
  max-width: 1400px;
  width: 95%;
  margin: 0 auto;
}

main.compare-main h1 {
  flex-shrink: 0;
  margin-bottom: var(--space-3);
}

main.compare-main .page-intro {
  flex-shrink: 0;
  margin-bottom: var(--space-4);
}

main.compare-main .compare-tabs {
  flex-shrink: 0;
  margin-bottom: var(--space-4);
}

#table-wrapper.compare-table-wrapper {
  flex: 1 1 0;
  min-height: 0;
  overflow: auto;
  max-height: none;
  margin-bottom: var(--space-4);
  padding-left: 12px;
  padding-right: 12px;
}

#table-wrapper.compare-table-wrapper .table-scroll-inner {
  min-height: min-content;
}

main.compare-main #table-wrapper + p {
  flex-shrink: 0;
  margin-top: 0;
}

.compare-tabs {
  display: flex;
  justify-content: center;
  gap: var(--space-4);
  margin-bottom: var(--space-8);
}

/* QHEI / scheme sections – spacing between sections */
#scheme-content {
  margin-bottom: var(--space-10);
}

#qhei-container {
  margin-top: var(--space-10);
}

#qhei-container h2 {
  margin-bottom: var(--space-4);
}

#qhei-container .table-scroll-wrapper {
  margin-bottom: var(--space-4);
}

#qhei-container .text-secondary {
  margin-top: var(--space-4);
}

/* Result cards – top row: name left, fit right; below: amount, interest, collateral */
.result-card-modern {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  padding: var(--space-6);
  margin-bottom: var(--space-5);
  border-radius: var(--radius-lg);
  border: 1px solid var(--card-border);
  box-shadow: var(--elevation-1);
  transition: box-shadow var(--transition-normal), border-color var(--transition-normal), transform var(--transition-fast);
}
.result-card-modern:hover {
  box-shadow: var(--elevation-2);
  border-color: var(--border);
  transform: translateY(-1px);
}

.result-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  width: 100%;
  flex-wrap: wrap;
}

.result-card-name {
  margin: 0;
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--text);
  line-height: 1.3;
  flex: 1;
  min-width: 0;
}

.result-card-details {
  width: 100%;
  margin-top: var(--space-2);
  padding-top: var(--space-4);
  border-top: 1px solid var(--border-light);
}

.result-card-row {
  margin-bottom: var(--space-4);
  font-size: 0.9375rem;
  line-height: 1.5;
}
.result-card-row:last-child { margin-bottom: 0; }

.result-card-label {
  display: block;
  font-weight: 600;
  color: var(--text-secondary);
  margin-bottom: var(--space-1);
  font-size: 0.8125rem;
  text-transform: uppercase;
  letter-spacing: 0.02em;
}

.result-card-value {
  color: var(--text);
  white-space: pre-wrap;
  word-wrap: break-word;
}

.result-card-right {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: flex-end;
}

.result-card-fit-badge {
  display: inline-block;
  padding: var(--space-1) var(--space-3);
  border-radius: var(--radius);
  background: var(--primary-pastel);
  color: var(--primary-dark);
  font-size: 0.875rem;
  font-weight: 600;
  white-space: nowrap;
  transition: background var(--transition-fast), color var(--transition-fast);
}

.result-card-details {
  font-size: 0.9375rem;
  color: var(--text-secondary);
}
.result-card-details div {
  margin-bottom: var(--space-2);
}

/* ========== Forms ========== */
label {
  display: block;
  margin-bottom: var(--space-2);
  font-weight: 500;
  font-size: 0.9375rem;
}

input[type="text"],
input[type="email"],
select,
textarea {
  width: 100%;
  max-width: 400px;
  padding: var(--space-3) var(--space-4);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-family: inherit;
  font-size: 1rem;
  transition: border-color 0.2s, box-shadow 0.2s;
}

input:focus,
select:focus,
textarea:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px var(--primary-light);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}
input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline: none;
}

select { cursor: pointer; }
textarea { min-height: 100px; resize: vertical; }

/* Form card spacing – questions page */
#questions-form .card {
  margin-bottom: var(--space-5);
}

#questions-form .card:last-of-type {
  margin-bottom: var(--space-6);
}

.card label + select,
.card label + input,
.card .text-secondary + select {
  margin-top: var(--space-2);
}

.card .text-secondary {
  margin-bottom: var(--space-2);
}

/* ========== FAQ Accordion – same style as document list dropdowns ========== */
.faq-accordion {
  max-width: 800px;
  margin: 0 auto;
  text-align: left;
}

.faq-item {
  margin-bottom: var(--space-4);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: var(--card-bg);
  overflow: hidden;
  box-shadow: var(--elevation-1);
}

.faq-item .accordion-header {
  cursor: pointer;
  display: flex;
  align-items: center;
  width: 100%;
  padding: var(--space-4) var(--space-5);
  background: var(--bg-surface);
  font-weight: 600;
  font-size: 1rem;
  color: var(--text);
  border: none;
  text-align: left;
  font-family: inherit;
  transition: background var(--transition-normal);
  position: relative;
}

.faq-item .accordion-header:hover {
  background: var(--primary-pastel);
}
.faq-item .accordion-header:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: -2px;
}

.faq-item .accordion-header .icon {
  display: none;
}

.faq-item .accordion-header::after {
  content: '';
  margin-left: auto;
  flex-shrink: 0;
  width: 0.5rem;
  height: 0.5rem;
  border-right: 2px solid var(--text-secondary);
  border-bottom: 2px solid var(--text-secondary);
  transform: rotate(45deg);
  transition: transform var(--transition-normal);
}

.faq-item .accordion-header[aria-expanded="true"]::after {
  transform: rotate(-135deg);
}

.faq-item .accordion-body {
  padding: 0 var(--space-5) var(--space-5);
  border-top: 1px solid var(--border);
  background: var(--bg);
  line-height: 1.65;
  transition: opacity var(--transition-normal);
}

.faq-item .accordion-body[hidden] { display: none; }

.faq-q { font-weight: 600; margin-bottom: var(--space-2); color: var(--text); }
.faq-a { color: var(--text-secondary); }

/* ========== Sortable table headers ========== */
.sortable-table th[data-sortable],
.sortable-table th[data-sort] {
  cursor: pointer;
  user-select: none;
}

.sortable-table th[data-sort="asc"]::after {
  content: ' ▲';
  font-size: 0.7em;
  opacity: 0.9;
}

.sortable-table th[data-sort="desc"]::after {
  content: ' ▼';
  font-size: 0.7em;
  opacity: 0.9;
}

/* ========== Page-specific sections ========== */
.page-intro {
  margin-bottom: var(--space-8);
  color: var(--text-secondary);
  font-size: 0.9375rem;
  line-height: 1.6;
}

/* About page – mission statement (Apple/Microsoft/Oracle-style prominence) */
.about-mission {
  font-size: 1.5rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  line-height: 1.4;
  color: var(--text);
  max-width: 38em;
  margin-top: var(--space-2);
  margin-bottom: var(--space-8);
}

.section-spacer {
  margin-top: var(--space-10);
}

/* Results page */
#results-container {
  margin-top: var(--space-6);
}

#results-container .card {
  margin-bottom: var(--space-4);
}

.results-actions {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: var(--space-4);
  margin-bottom: var(--space-6);
}

.results-actions .btn {
  font-family: var(--font);
  font-size: 0.9375rem;
  font-weight: 500;
  text-decoration: none;
}

.results-load-more {
  text-align: center;
  margin: var(--space-6) 0;
}
.results-load-more .btn {
  padding: var(--space-3) var(--space-6);
}

/* Government schemes – table with sticky first row and first column, fit viewport */
.gov-schemes-table-wrap {
  overflow-x: hidden;
  overflow-y: auto;
  margin-top: var(--space-3);
  margin-bottom: var(--space-4);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: var(--card-bg);
  box-shadow: var(--elevation-1);
  max-height: min(85vh, 900px);
  width: 100%;
}
.gov-schemes-table {
  width: 100%;
  table-layout: fixed;
  border-collapse: collapse;
  font-size: 0.8125rem;
  line-height: 1.35;
}
.gov-schemes-table th,
.gov-schemes-table td {
  padding: 0.35rem 0.5rem;
  border: 1px solid var(--border);
  text-align: left;
  vertical-align: top;
  background: var(--card-bg);
  overflow: hidden;
  word-wrap: break-word;
  word-break: break-word;
  overflow-wrap: break-word;
}
.gov-schemes-table thead th {
  position: sticky;
  top: 0;
  z-index: 2;
  background: var(--bg-nav);
  font-weight: 600;
  color: var(--text);
  white-space: normal;
  font-size: 0.75rem;
  line-height: 1.3;
  padding: 0.4rem 0.5rem;
}
.gov-schemes-table thead th.gov-schemes-sticky-col {
  left: 0;
  z-index: 3;
  box-shadow: 2px 0 0 0 var(--border);
  min-width: 8rem;
  width: 14%;
  isolation: isolate;
}
.gov-schemes-table thead th.gov-schemes-sticky-corner {
  z-index: 4;
}
.gov-schemes-table thead th:not(.gov-schemes-sticky-col) {
  min-width: 0;
  width: calc((100% - 14%) / var(--gov-cols, 4));
}
.gov-schemes-table tbody th.gov-schemes-sticky-col {
  position: sticky;
  left: 0;
  z-index: 1;
  font-weight: 600;
  background: var(--bg);
  box-shadow: 2px 0 0 0 var(--border);
  min-width: 8rem;
  width: 14%;
  white-space: normal;
  text-align: left;
  font-size: 0.8125rem;
  isolation: isolate;
}
.gov-schemes-table tbody td {
  min-width: 0;
  width: calc((100% - 14%) / var(--gov-cols, 4));
}
.gov-schemes-table tbody tr:hover td {
  background: var(--primary-light);
}
.gov-schemes-table tbody tr:hover th.gov-schemes-sticky-col {
  background: var(--primary-light);
}
.gov-schemes-table .gov-schemes-td {
  word-wrap: break-word;
  word-break: break-word;
  overflow-wrap: break-word;
  white-space: normal;
}
.gov-schemes-table .gov-schemes-td a {
  color: var(--link);
  text-decoration: underline;
}
.gov-schemes-table .gov-schemes-td a:hover {
  text-decoration: none;
}
/* Cell content as separate pointers (when sheet uses newlines) */
.gov-schemes-table .gov-schemes-cell-points {
  margin: 0;
  padding-left: 1.1rem;
  list-style: disc;
}
.gov-schemes-table .gov-schemes-cell-point {
  margin-bottom: 0.25rem;
  line-height: 1.4;
}
.gov-schemes-table .gov-schemes-cell-point:last-child {
  margin-bottom: 0;
}
@media (max-width: 768px) {
  .gov-schemes-table-wrap {
    max-height: 75vh;
  }
  .gov-schemes-table th,
  .gov-schemes-table td {
    padding: 0.3rem 0.4rem;
    font-size: 0.75rem;
  }
  .gov-schemes-table thead th.gov-schemes-sticky-col,
  .gov-schemes-table tbody th.gov-schemes-sticky-col {
    width: 18%;
    min-width: 6rem;
  }
}

/* Government schemes cards (fallback if table not used) */
#gov-container .card {
  margin-bottom: var(--space-4);
}

/* Document checklist */
#doc-container {
  margin-top: var(--space-8);
}

/* Document list – category as header, subcategory as accordion (collapsed by default) */
.doc-accordion-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-8);
}

.doc-section {
  margin-bottom: var(--space-6);
}

.doc-section-header {
  font-size: 1.25rem;
  font-weight: 600;
  margin: 0 0 var(--space-4);
  color: var(--text);
  padding-bottom: var(--space-2);
  border-bottom: 2px solid var(--border);
}

/* Category-level accordion (main heading as dropdown) */
.doc-section-accordion {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: var(--card-bg);
  overflow: hidden;
  box-shadow: var(--elevation-1);
  margin-bottom: var(--space-6);
}
.doc-section-accordion .doc-section-summary {
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--text);
  padding: var(--space-4) var(--space-5);
  padding-bottom: var(--space-2);
  border-bottom: 2px solid var(--border);
  cursor: pointer;
  list-style: none;
  user-select: none;
  transition: background var(--transition-normal);
}
.doc-section-accordion .doc-section-summary::-webkit-details-marker { display: none; }
.doc-section-accordion .doc-section-summary::marker { content: none; }
.doc-section-accordion .doc-section-summary:hover {
  background: var(--primary-pastel);
}
.doc-section-accordion .doc-section-summary:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 2px;
}
.doc-section-accordion .doc-section-summary::after {
  content: '';
  float: right;
  width: 0.5rem;
  height: 0.5rem;
  border-right: 2px solid var(--text-secondary);
  border-bottom: 2px solid var(--text-secondary);
  transform: rotate(45deg);
  transition: transform 0.2s;
}
.doc-section-accordion[open] .doc-section-summary::after {
  transform: rotate(-135deg);
}
.doc-heading-note {
  font-weight: 500;
  color: var(--text-secondary);
}
.doc-section-content {
  padding: var(--space-4) var(--space-5) var(--space-5);
}

.doc-section .doc-accordion {
  margin-bottom: var(--space-2);
}

.doc-accordion {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: var(--card-bg);
  overflow: hidden;
  box-shadow: var(--elevation-1);
}

.doc-accordion-summary {
  display: flex;
  align-items: center;
  padding: var(--space-4) var(--space-5);
  font-weight: 600;
  color: var(--text);
  cursor: pointer;
  list-style: none;
  user-select: none;
  transition: background 0.2s;
}
.doc-accordion-summary::-webkit-details-marker { display: none; }
.doc-accordion-summary::marker { content: none; }
.doc-accordion-summary:hover {
  background: var(--primary-pastel);
}
.doc-accordion-summary:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 2px;
}
.doc-accordion-summary::after {
  content: '';
  margin-left: auto;
  width: 0.5rem;
  height: 0.5rem;
  border-right: 2px solid var(--text-secondary);
  border-bottom: 2px solid var(--text-secondary);
  transform: rotate(45deg);
  transition: transform 0.2s;
}
.doc-accordion[open] .doc-accordion-summary::after {
  transform: rotate(-135deg);
}

.doc-accordion-content {
  padding: 0 var(--space-5) var(--space-5);
}

.doc-item-list {
  margin: 0 0 var(--space-4);
  padding-left: var(--space-6);
  list-style: disc;
}

.doc-item {
  margin-bottom: var(--space-2);
  line-height: 1.5;
  color: var(--text);
}

.doc-item-mandatory {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--primary-dark);
  text-transform: uppercase;
  letter-spacing: 0.02em;
}

/* FAQ container spacing */
#faq-container {
  margin-top: var(--space-6);
}

/* About / overview containers */
#about-container,
#overview-container {
  margin-top: var(--space-6);
}

/* About page – sentences as separate paragraphs */
.about-heading {
  font-size: 1.25rem;
  font-weight: 600;
  margin: 0 0 var(--space-3);
  color: var(--heading-accent);
}
.about-card {
  padding: var(--space-5) var(--space-6);
  margin-bottom: var(--space-6);
}
.about-block {
  margin: 0 0 var(--space-3);
  color: var(--text);
  line-height: 1.65;
  font-size: 0.9375rem;
}
.about-card .about-block:last-child {
  margin-bottom: 0;
}

/* Gov container */
#gov-container {
  margin-top: var(--space-6);
}

/* ========== Utilities ========== */
.text-secondary {
  color: var(--text-secondary);
  font-size: 0.9375rem;
}

.mt-1 { margin-top: var(--space-4); }
.mb-1 { margin-bottom: var(--space-4); }
.mb-2 { margin-bottom: var(--space-6); }

/* ========== Responsive – modern, frictionless mobile UX ========== */
@media (max-width: 768px) {
  /* Safe area for notched devices */
  body {
    padding-left: env(safe-area-inset-left, 0);
    padding-right: env(safe-area-inset-right, 0);
  }

  .site-header {
    position: relative;
    padding: 8px 16px;
    padding-left: max(16px, env(safe-area-inset-left));
    padding-right: max(16px, env(safe-area-inset-right));
    margin-top: 16px;
  }

  .site-header-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 20px;
    width: 100%;
  }

  .site-logo {
    font-size: 0.9375rem;
    min-width: 0;
  }

  .site-nav {
    display: none;
  }

  .nav-hamburger {
    display: flex;
    min-width: 44px;
    min-height: 44px;
    align-items: center;
    justify-content: center;
    -webkit-tap-highlight-color: transparent;
  }

  /* Mobile dropdown – floating panel below capsule */
  .nav-dropdown {
    display: block;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    margin-top: 12px;
    min-width: 100%;
    background: var(--bg-nav);
    border-radius: 18px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
    z-index: 101;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateY(-10px);
    transition: opacity 200ms ease, transform 200ms ease, visibility 200ms ease;
  }
  .nav-dropdown.open {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateY(0);
  }
  .nav-dropdown-nav {
    display: flex;
    flex-direction: column;
    padding: 16px 20px;
    gap: 0;
  }
  .nav-dropdown-nav a {
    display: flex;
    align-items: center;
    padding: 16px 20px;
    min-height: 48px;
    line-height: 1.4;
    color: var(--text);
    font-weight: 500;
    font-size: 0.9375rem;
    border-radius: var(--radius-sm);
    border-bottom: none;
    text-decoration: none;
    transition: background var(--transition-fast), color var(--transition-fast);
    -webkit-tap-highlight-color: transparent;
  }
  .nav-dropdown-nav a + a {
    border-top: 1px solid var(--border);
  }
  .nav-dropdown-nav a:hover {
    background: var(--primary-pastel);
    color: var(--text);
    text-decoration: none;
  }
  .nav-dropdown-nav a.active {
    background: var(--primary-pastel);
    color: var(--heading-accent);
    font-weight: 600;
    text-decoration: none;
  }
  .nav-dropdown-nav a:focus-visible {
    outline: 2px solid var(--primary);
    outline-offset: 2px;
  }

  main {
    padding: var(--space-6) var(--space-4);
    padding-left: max(var(--space-4), env(safe-area-inset-left));
    padding-right: max(var(--space-4), env(safe-area-inset-right));
  }

  main h1 { font-size: 1.5rem; line-height: 1.35; }

  .home-heading {
    font-size: 1rem;
    white-space: normal;
    display: block;
    line-height: 1.35;
  }
  .home-heading .hero-pipe {
    display: none;
  }
  .home-heading .hero-line1 {
    display: block;
    font-size: 0.95rem;
    margin-bottom: 0.2rem;
    white-space: normal;
    word-wrap: break-word;
  }
  .home-heading .hero-line2 {
    display: block;
    font-size: 0.8rem;
    font-weight: 500;
    color: var(--text-secondary);
  }

  .hero-subheading {
    white-space: normal;
    max-width: 100%;
    text-align: center;
    font-size: 1.0625rem;
  }

  /* Ensure hero heading block scrolls with the page (not fixed/sticky) */
  .home-main .col-12.col-lg-10.col-xl-9 {
    position: static !important;
    overflow: visible !important;
  }

  /* Home hero + table: scroll whole page until table header reaches top,
     then only table rows scroll inside their container. */
  main.home-main {
    display: flex;
    flex-direction: column;
    min-height: 100vh;
    max-height: none;
    width: 95%;
    padding-left: 2px;
    padding-right: 5px;
  }

  .home-main .container {
    width: 100%;
    padding-left: 0;
    padding-right: 0;
  }

  .home-table-section {
    flex: 1 1 auto;
    display: flex;
    width: 100%;
    padding-left: 0;
    padding-right: 0;
    flex-direction: column;
    min-height: 0;
  }

  .home-table-section #loan-table-root {
    flex: 1 1 auto;
    display: flex;
    flex-direction: column;
    min-height: 0;
  }

  /* Input section: responsive form – 2 columns on mobile so fields fit viewport */
  #loan-table-root .aoo-loan-table-wrap .query-card {
    width: 100% !important;
    margin-left: 0 !important;
    margin-right: 0 !important;
    padding: 1rem var(--space-4) !important;
    box-sizing: border-box;
  }
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row {
    grid-template-columns: 1fr 1fr !important;
    grid-template-rows: auto auto auto auto !important;
    grid-auto-flow: column !important;
    gap: 0.75rem 1rem !important;
  }
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:not(.submit-field) {
    min-width: 0;
  }
  #loan-table-root .aoo-loan-table-wrap .query-card .field.submit-field {
    grid-column: 1 / -1 !important;
    grid-row: 4 !important;
  }

  /* Table: responsive width, scroll, viewport-based height */
  #loan-table-root .aoo-loan-table-wrap .results-card {
    width: 100% !important;
    margin-left: 0 !important;
    margin-right: 0 !important;
    padding: 0 var(--space-2) !important;
    box-sizing: border-box;
  }
  #loan-table-root .table-scroll-inner {
    max-width: 100%;
    overflow-x: auto;
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }
  #loan-table-root .aoo-loan-table-wrap table {
    min-width: max-content;
    width: 100%;
  }

  /* Results card contains the table; make its body the only inner scroller */
  #loan-table-root .results-card {
    flex: 1 1 auto;
    display: flex;
    flex-direction: column;
    min-height: 0;
  }

  #loan-table-root .table-scroll-inner {
    flex: 1 1 auto;
    min-height: 0;
    max-height: none;
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }

  /* Make the whole table header sticky when it reaches the top
     (just below the site header, which is already sticky). */
  #loan-table-root #results-table thead {
    position: sticky;
    top: 0;
    z-index: 30;
    background: #ffffff;
  }

  #loan-table-root #results-table thead tr {
    position: sticky;
    top: 0;
    z-index: 30;
    background: #ffffff;
  }

  /* Cards: comfortable padding and tap spacing */
  .card {
    padding: var(--space-5);
    margin-bottom: var(--space-4);
  }

  /* Buttons: minimum touch target, full-width where primary */
  .btn {
    min-height: 48px;
    padding: var(--space-3) var(--space-5);
    font-size: 1rem;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    -webkit-tap-highlight-color: transparent;
  }

  /* Forms: 16px font avoids iOS zoom, large tap targets */
  input[type="text"],
  input[type="email"],
  select,
  textarea {
    min-height: 48px;
    padding: var(--space-3) var(--space-4);
    font-size: 16px;
    max-width: 100%;
  }
  textarea { min-height: 120px; }
  .card label + select,
  .card label + input,
  .card .text-secondary + select { margin-top: var(--space-3); }

  /* FAQ & doc accordions: large tap targets */
  .faq-item .accordion-header {
    min-height: 48px;
    padding: var(--space-4) var(--space-5);
    font-size: 1rem;
    -webkit-tap-highlight-color: transparent;
  }
  .faq-item .accordion-body { padding: var(--space-4) var(--space-5); }
  .doc-accordion-summary,
  .doc-section-accordion .doc-section-summary {
    min-height: 48px;
    padding: var(--space-4) var(--space-5);
    font-size: 1rem;
    -webkit-tap-highlight-color: transparent;
  }

  /* Tables: touch scroll, readable */
  .data-table { font-size: 0.875rem; }
  .data-table th,
  .data-table td { padding: var(--space-3) var(--space-4); }

  .table-scroll-wrapper {
    max-height: 60vh;
    -webkit-overflow-scrolling: touch;
    border-radius: var(--radius);
  }

  main.compare-main {
    height: auto;
    min-height: 60vh;
    max-height: none;
    width: 96%;
    padding-left: 12px;
    padding-right: 12px;
  }
  #table-wrapper.compare-table-wrapper {
    min-height: 240px;
    max-height: 50vh;
    flex: 1 1 auto;
    overflow: auto;
    -webkit-overflow-scrolling: touch;
    padding-left: 12px;
    padding-right: 12px;
  }

  /* Compare tabs: full-width, easy tap */
  .compare-tabs {
    gap: var(--space-3);
    flex-wrap: wrap;
  }
  .compare-tabs .btn {
    flex: 1 1 140px;
    min-width: 0;
  }

  .result-card-modern {
    padding: var(--space-5);
  }
  .result-card-top { flex-direction: row; }
  .result-card-name { font-size: 1.125rem; }
  .result-card-details { padding-top: var(--space-3); }

  .quick-overview-main {
    padding-left: var(--space-4);
    padding-right: var(--space-4);
  }
  .quick-overview-layout {
    flex-direction: column;
    gap: var(--space-6);
  }
  .quick-overview-right {
    position: static;
    flex: 1 1 auto;
    width: 100%;
    padding-right: 0;
  }

  .page-intro { font-size: 1rem; line-height: 1.6; }
}

@media (max-width: 767px) {
  #loan-table-root .query-card {
    width: 100%;
    max-width: 22rem;
    min-width: 0;
    padding: 0rem 0.5rem;
    overflow: visible;
    margin-left: auto;
    margin-right: auto;
  }
}

/* Extra small viewports – same UX, tighter spacing */
@media (max-width: 480px) {
  .site-header { padding: 8px 12px; margin-top: 12px; }
  .site-logo { font-size: 0.875rem; }
  main { padding: var(--space-5) var(--space-3); }
  main h1 { font-size: 1.25rem; line-height: 1.35; }
  .home-heading { font-size: 1.125rem; }
  .hero-subheading { font-size: 1rem; }
  .card { padding: var(--space-4); }
  .data-table { font-size: 0.8125rem; }
  .data-table th,
  .data-table td { padding: var(--space-3) var(--space-3); }
  .table-scroll-wrapper { max-height: 55vh; }
  .btn { padding: var(--space-3) var(--space-4); min-height: 48px; }
  .faq-item .accordion-header,
  .doc-accordion-summary,
  .doc-section-accordion .doc-section-summary { padding: var(--space-4) var(--space-4); }
  /* Input section: single column on very small screens */
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row {
    grid-template-columns: 1fr !important;
    grid-template-rows: auto !important;
    grid-auto-flow: row !important;
  }
  #loan-table-root .aoo-loan-table-wrap .query-card .form-row .field:not(.submit-field) {
    grid-column: 1 !important;
    grid-row: auto !important;
  }
  #loan-table-root .aoo-loan-table-wrap .query-card .field.submit-field {
    grid-row: auto !important;
  }
}

/* Prevent content from overflowing; smooth touch scroll */
img, video, iframe, object, embed { max-width: 100%; height: auto; }
.table-scroll-wrapper { -webkit-overflow-scrolling: touch; }

/* Reduce tap highlight on interactive elements for cleaner mobile UX */
@media (max-width: 768px) {
  a, button, [role="button"], input, select, textarea, summary, .accordion-header {
    -webkit-tap-highlight-color: transparent;
  }
}

/* Respect user motion preference */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  .card:hover,
  .result-card-modern:hover,
  .roadmap-step-content:hover,
  .btn:hover,
  .home-nav-links a:hover {
    transform: none;
  }
}

@media (min-width: 993px) {
  .nav-dropdown {
    display: none !important;
  }
}

/* Tablet: use hamburger + dropdown so nav fits (responsive to viewport) */
@media (max-width: 992px) {
  /* Hero heading: 2 lines, second line smaller (non-desktop only) */
  .home-heading {
    white-space: normal;
    display: block;
    line-height: 1.35;
    font-size: 1.05rem;
  }
  .home-heading .hero-pipe {
    display: none;
  }
  .home-heading .hero-line1 {
    display: block;
    font-size: 1rem;
    margin-bottom: 0.25rem;
    white-space: normal;
    word-wrap: break-word;
  }
  .home-heading .hero-line2 {
    display: block;
    font-size: 0.85rem;
    font-weight: 500;
    color: var(--text-secondary);
  }

  .site-header {
    position: relative;
    padding: 10px 20px;
    margin-top: 20px;
  }
  .site-header-inner {
    justify-content: space-between;
    width: 100%;
    gap: 20px;
  }
  .site-nav {
    display: none;
  }
  .nav-hamburger {
    display: flex;
    min-width: 44px;
    min-height: 44px;
    align-items: center;
    justify-content: center;
    -webkit-tap-highlight-color: transparent;
  }
  .nav-dropdown {
    display: block;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    margin-top: 12px;
    min-width: 100%;
    background: var(--bg-nav);
    border-radius: 18px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
    z-index: 101;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateY(-10px);
    transition: opacity 200ms ease, transform 200ms ease, visibility 200ms ease;
  }
  .nav-dropdown.open {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateY(0);
  }
  .nav-dropdown-nav {
    display: flex;
    flex-direction: column;
    padding: 16px 20px;
    gap: 0;
  }
  .nav-dropdown-nav a {
    display: flex;
    align-items: center;
    padding: 16px 20px;
    min-height: 48px;
    line-height: 1.4;
    color: var(--text);
    font-weight: 500;
    font-size: 0.9375rem;
    border-radius: var(--radius-sm);
    border-bottom: none;
    text-decoration: none;
    transition: background var(--transition-fast), color var(--transition-fast);
    -webkit-tap-highlight-color: transparent;
  }
  .nav-dropdown-nav a + a {
    border-top: 1px solid var(--border);
  }
  .nav-dropdown-nav a:hover {
    background: var(--primary-pastel);
    color: var(--text);
    text-decoration: none;
  }
  .nav-dropdown-nav a.active {
    background: var(--primary-pastel);
    color: var(--heading-accent);
    font-weight: 600;
    text-decoration: none;
  }
  .nav-dropdown-nav a:focus-visible {
    outline: 2px solid var(--primary);
    outline-offset: 2px;
  }
}

/* Desktop: slightly tighter nav at medium-wide viewports so capsule fits */
@media (min-width: 993px) and (max-width: 1200px) {
  .site-nav {
    gap: 12px;
  }
  .site-nav a {
    padding: 6px 12px;
    font-size: 0.8125rem;
  }
}

/* ========== Downloads page ========== */
.main-content {
  max-width: 720px;
  margin: 0 auto;
  padding: var(--space-6) var(--space-4);
}
.main-content h1 { margin-top: 0; }
.download-list {
  list-style: none;
  padding: 0;
  margin: var(--space-6) 0 0;
}
.download-list li {
  margin-bottom: var(--space-6);
  padding: var(--space-4);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--card-bg);
}
.download-list li .btn { display: inline-block; margin-bottom: var(--space-2); }
.download-desc {
  display: block;
  font-size: 0.9375rem;
  color: var(--text-secondary);
  margin-top: var(--space-2);
}

/* ========== Global loading spinner (circle) ========== */
.aoo-loading-spinner {
  width: 40px;
  height: 40px;
  border: 3px solid var(--border, rgba(0, 0, 0, 0.08));
  border-top-color: var(--primary, #0d9488);
  border-radius: 50%;
  animation: aoo-spin 0.8s linear infinite;
}
.aoo-loading-overlay {
  position: fixed;
  inset: 0;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(4px);
  z-index: 10002;
  display: flex;
  align-items: center;
  justify-content: center;
}
@keyframes aoo-spin {
  to { transform: rotate(360deg); }
}